Terms of Use

1. Acceptance of Terms

By accessing or using this website and services, you agree to be bound by these Terms of Use and Terms and Conditions.

If you do not agree, you must not use this website.

We may update these terms from time to time. Continued use of the website constitutes acceptance of the updated terms.

2. About Comparable

Comparable is a FREE service that allows users to compare products and services across:

• Energy (electricity and gas)
• Broadband and telecommunications
• Health insurance
• Finance products

We aim to simplify comparisons and assist customers in making informed decisions.

3. Nature of Our Service

• Our service is FREE to use
• We provide comparison and referral services only
• We do not compare all products or providers in the market
• Recommendations are based on available partners and your inputs

All information provided is:

• General in nature
• Not financial, legal, or personal advice
• For illustrative and comparison purposes only

You should conduct your own research before making decisions.

4. Third-Party Providers

• Products and services are provided by third-party providers
• Their terms, conditions, pricing, and eligibility criteria apply
• Comparable is not responsible for third-party services or outcomes
• We may refer your details to providers to facilitate services.

5. Commissions and Commercial Arrangements

Comparable may receive commissions or fees from providers when you:

• Purchase a product
• Switch providers
• Engage with referred services

This does not generally impact the price you pay.

6. Eligibility

By using this website, you confirm that:

• You are at least 18 years old
• You are legally capable of entering into agreements

7. Use of the Website

You agree to use the website only for lawful purposes.

You must not:

• Misuse or interfere with the website
• Attempt unauthorised access
• Use the website for fraudulent or unlawful activity
• Reproduce, copy, or exploit website content without permission

8. Intellectual Property

All content on this website is owned by or licensed to Comparable.

You may:

• View and print content for personal use

You must not:

• Republish, sell, or redistribute content
• Copy or reproduce material without permission

9. User Content

• You grant Comparable a non-exclusive, royalty-free licence to use it
• You confirm the content is lawful and does not infringe third-party rights
• We may remove content that is inappropriate or in breach of these terms

10. Accuracy of Information

We aim to provide accurate and up-to-date information, however:

• Information may be incomplete or outdated
• We do not guarantee accuracy or completeness
• Availability of products and pricing may change
• You rely on information at your own risk

11. Cookies and Technology

We use cookies and similar technologies to:

• Improve user experience
• Enable website functionality

By using our website, you consent to this use

12. Marketing and Communications

By submitting your details, you agree that:

• We may contact you via phone, email, SMS, or other channels
• Communications may include marketing or service-related updates
• You can opt out at any time

13. Third-Party Links

Our website may contain links to third-party websites.

• These are provided for convenience only
• We do not control or endorse third-party content
• Use of third-party sites is at your own risk

14. Disclaimer

To the maximum extent permitted by law:

• The website and services are provided “as is”
• We do not guarantee uninterrupted access
• We exclude all warranties, including fitness for purpose

We are not liable for:

• Losses arising from use of the website
• Decisions made based on website information
• Third-party products or services

15. Limitation of Liability

Nothing in these terms excludes liability where it cannot be excluded under Australian law.

Otherwise, Comparable's liability is limited to the maximum extent permitted by law.

16. Indemnity

You agree to indemnify Comparable against any claims, damages, or losses arising from:

• Your misuse of the website
• Your breach of these terms
• Your violation of any laws or third-party rights

17. Finance-Specific Disclosure

Comparable may act as:

• A credit representative under an Australian Credit Licence
• A referrer to lenders or brokers

Finance products are subject to:

• Lending criteria
• Approval processes
• Fees and charges

You should review all documentation before proceeding

18. Changes to Terms

We may update these terms at any time. Changes will take effect upon publication on this website.

19. Governing Law

These terms are governed by the laws of Victoria, Australia.

20. Contact

For any questions regarding these terms:

• Email: info@comparable.com.au
• Phone: 1300 754 155